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# _Title Risk_ 
_Checklist_

24 risk indicators to evaluate before buying land. Systematically identify title defects, encumbrances, classification risks, and compliance gaps.

Before you start

## What this destination provides

Proquiro provides workflow guidance and local progress tracking; completion is not legal advice or government verification.

FreeAvailable now

Coverage

India-wide general title-risk workflow; legal review remains jurisdiction-specific

Source

Proquiro calculator or workflow

You get

Locally saved title-risk checklist progress

Boundary reviewed

16 Jul 2026

### What you may need

No property details are required to open this destination.

### If the source or result is unavailable

If local progress cannot be saved, the checklist remains readable and can be restarted without claiming completion.

[View the fallback path](/tools/tamil-nadu/title-verification)

0 of 24 (0%)Reset

Ownership & Title Defects6

No break in chain of title for 30+ yearsEvery transfer from previous to current owner is documented without gapsNo joint owner disputes or family partition pendingConfirm all co-owners consent to the sale; no pending partition suitsNo minor or incapacitated title holderMinors and persons of unsound mind cannot convey valid titleNo undisclosed legal heirsVerify through family tree and legal heir certificate that all heirs are accounted forSeller is not an NRI without RBI complianceNRI sellers require specific RBI/FEMA compliance for land transactionsNo benami transaction indicatorsCheck for suspicious patterns suggesting the property is held in someone else's name

Encumbrances & Liens5

EC shows no existing mortgage or chargeEncumbrance Certificate must be clean for the relevant periodNo bank lien or hypothecationConfirm with the seller's bank that no loan is secured against this propertyNo court attachment or injunction ordersCheck district court and revenue court records for attachment ordersNo revenue recovery proceedingsVerify no government dues are being recovered through this propertyNo pending acquisition by governmentConfirm the land is not under Land Acquisition Act proceedings

Land Classification Risks5

Not classified as government poramboke landPoramboke (government) land cannot be privately owned or soldNot classified as temple/wakf/trust propertyEndowment and trust properties have transfer restrictionsNot classified as forest or reserved landForest land transactions are void under Forest Conservation ActNo tribal land transfer restrictionsSchedule V/VI areas have restrictions on transfer to non-tribalsAgricultural land ceiling clearance obtainedVerify the transaction does not violate state-specific land ceiling laws

Litigation & Dispute History4

No pending civil suit involving this propertySearch district civil court records for the survey numberNo revenue court disputes or objectionsCheck Tahsildar and RDO records for pending objectionsNo consumer forum complaints against sellerVerify RERA and consumer forum records if the seller is a developerNo lis pendens registered against propertyCheck Sub-Registrar records for any registered notice of pending suit

Regulatory & Compliance Risks4

RERA compliance (if applicable)If part of a real estate project, verify RERA registrationNo violation of Urban Land Ceiling ActThough repealed centrally, some states still have provisionsProper stamp duty paid on all prior transactionsInadequately stamped prior deeds can be challengedNo pending demolition or regularization ordersCheck local body records for any unauthorized construction notices

Save your progress as a PDF

Enter your details to download a copy  
you can share with your team.

Get PDF checklist

### What is title risk assessment?

Title risk assessment identifies legal vulnerabilities in a property's ownership chain that could lead to disputes, losses, or inability to use the land as intended. Unlike due diligence (which verifies completeness), title risk assessment specifically looks for red flags — breaks in ownership chain, undisclosed heirs, pending litigation, government claims, and classification issues that could render a sale void.

### How to use this checklist

Work through each risk category and verify that the stated condition is true (i.e., the risk does NOT exist). Check off each item only when you have positive confirmation — not just the absence of evidence. Items left unchecked represent unresolved risks that should be investigated further before proceeding with the transaction.

### Why title risk matters

Title defects are the most expensive mistakes in land acquisition. A benami transaction can lead to property seizure under the Benami Transactions Act. An undisclosed legal heir can file a partition suit years after the sale. Government land misclassified as private can result in eviction. Each unchecked risk in this list represents a potential legal and financial liability that can cost multiples of the land value to resolve.

FAQ

## Frequently asked  
questions

Is this title-risk checklist specific to Tamil Nadu?

No — this is the India-wide, state-agnostic title-risk checklist: 24 indicators covering ownership, encumbrances, land classification, litigation, and compliance that apply to land purchases across India.

For a Tamil Nadu-specific walkthrough — tracing the 30-year title chain at the SRO, pulling a 30-year EC from TNREGINET, confirming Patta/Chitta, matching the FMB/TSLR sketch, and running a litigation search — use the [Tamil Nadu title verification](/tools/tamil-nadu/title-verification) guide instead.

Last verified 22 September 2026

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