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For banks and NBFCs

Land collateral due diligence,
lender-ready in hours.

A Collateral Intelligence Platform for credit and risk teams: India-native land document verification, survey number reconciliation, and an audit trail that holds up in regulator file review.

Collateral verification before disbursement

Every collateral parcel runs through a structured checklist before sign-off: title chain, encumbrance status, possession evidence, and survey number match. The credit committee sees a complete file, not a folder of scans.

Verification Checklist
4 / 6 checked
βœ“
Owner name matches lead record
βœ“
Survey no. present and readable
βœ“
Date range covers requested period
!
Encumbrances listed correctly
βœ“
Registrar seal visible
Supporting note attached
Reviewer note
Verify
Re-upload

India-native documents: EC, Patta, Chitta, A-Register, FMB

Document workflows built for the documents Indian land collateral actually rests on. Each type carries its own checklist, verification criteria, and rejection reason codes.

Upload Site Files
Scanner online
Document type
Encumbrance Certificate (EC)
Files
Click to upload or drag & drop
Upload
EC
EC
Encumbrance
Patta
Patta
Ownership
FMB
FMB
Survey map
Chitta
Chitta
Revenue record

Survey number and GPS reconciliation

Cross-check the survey number on Patta with the GPS-captured site and the FMB sketch. Mismatches are flagged before a loan goes out β€” not after a recovery action stalls in court.

Lead Location
Geocoded
12.9716Β°N, 77.5946Β°E
Β±3m accuracy
Resolved address
State
Tamil Nadu
District
Kancheepuram
Taluk
Sriperumbudur
Village
Oragadam
Survey number
S.No. 142/3A
Verified

Audit trail that holds up in regulator file review

Every upload, verification, rejection, and status change is timestamped and attributed. Recovery and inspection teams pull a clean evidence chain per file without reconstructing email threads.

Recent Activity
Lead timeline
LS-092 Royal Heights
Document verified
Patta
Task commented
Get EC from owner
Lead assigned
Idalia Dickens
Timeline card fields
Action label
Actor label
Timestamp
Status / icon

Role-based access for credit committee workflows

Field officers capture evidence, legal teams verify documents, credit managers approve, and reviewers see read-only files. Permissions enforce the operating model instead of relying on convention.

Role Permissions
4 roles
πŸ›‘
Admin
Full access Manage users Delete leads
πŸ“‹
Manager
Verify docs Promote leads Assign tasks
πŸ“Š
Analyst
View all leads Export data Pricing reports
πŸ“
Field Executive
Log visits Upload docs Update tasks

Pricing

Pricing for banks and NBFCs

Most lender solutions hide pricing behind enterprise sales calls. Proquiro publishes a clear Enterprise path with optional Pro for smaller NBFCs running a single product line.

Enterprise πŸ”₯ Popular

Custom

Recommended for banks and NBFCs

  • Custom rollout, dedicated account manager, SLA-backed support
  • Role-based access aligned to credit, legal, and recovery teams
  • Audit trail and evidence export suitable for regulator inspection

Pro

β‚Ή7,999/mo

Billed annually at β‚Ή95,988/year + GST Β· 10 users included

  • For smaller NBFCs running a single product line or branch
  • Includes tasks, audit trail, document checklist, and geographic heatmap
  • Use when Enterprise governance is not yet required
Common Questions

Land acquisition
FAQ

What is a Collateral Intelligence Platform?

A Collateral Intelligence Platform unifies the documents, geographic context, and verification workflow that lenders need to assess a land-backed loan.

For Indian banks and NBFCs, it operationalizes EC, Patta, Chitta, A-Register, and FMB review with a single audit trail per collateral file.

Why do banks and NBFCs need this beyond a general DMS?

A document management system stores files. A Collateral Intelligence Platform encodes the verification logic: which documents are required, what each one must prove, how survey numbers reconcile, and who is accountable at each step.

That distinction is the difference between a folder of scans and a defensible credit decision.

How is access controlled across credit, legal, and recovery teams?

Role-based access controls let field officers capture, legal verify, credit approve, and reviewers read. Inter-team handoffs are logged, so accountability never lands on "the system" β€” it lands on a name and a timestamp.

Is the audit trail suitable for regulator inspections?

Yes. The audit trail records every action with actor, timestamp, and reason. Files can be exported with the full evidence chain attached.

Which plan fits a bank or NBFC?

Enterprise is the standard fit for lenders because of governance, SLA, dedicated support, and custom rollout needs.

A focused pilot on one branch or product line is usually the right starting point β€” book a security briefing to scope it.

The land acquisition software your team needs to close with confidence.

Start with Solo from β‚Ή639/mo Β· Cancel anytime.

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